Analysis of the Modern State and Features of Stock Market Investment

Analysis of the Modern State and Features of Stock Market Investment Portfolio Analysis for stock market investment An investor tends to come up with various pools of investment to the market intending to maximize bid share and with an aim of upholding the invested amount in the stock market which is generally advocated in the principle of low risks which should lead to high yields. As much as long term investment is concerned, various factors such as types of assets in the portfolio and the management policy, by way of measuring both investor’s long and short term investment goals whereby they should come to fulfillment before closure of the intended period which makes easy to have 10 stocks for a given time. In order to attain an optimal asset allocation for portfolio, the investor should be aware of the market risks likely to encounter. The investor should however come up with the most efficient and risk tolerance portfolio goals. Some of the reasons which fostered the kind of market are as outlined. Transaction summary It clearly lists all the financial activities which occurred in the account in a systematic way. The total investable principle and the additional amount which can be invested can easily be channeled to the market. This has however sieved un important financial transaction which leaves the investor with the net market transactions which includes market buy, market sell, earned dividends and short proceeds. This report allows the investor to filter different transactions by date of occurrence and the date of transaction. Portfolio summary This summary shows the both cash inflow and outflows, purchases and sales, and, cash distributions which make it easy for the investors to at any particular to access the financial position of the investment firm. The summary also outlines all activities and performance in a specified duration, this summary is reached out by use of all transactions that occurred during the specified period of time i.e weekly, after two weeks etc. The investor can have a view on the look of the portfolio in between the selected time duration. The summary includes: value summary section, cash distributions and purchases section, period Returns section, and the portfolios and transaction bit of it. This approach guides on the starting market value (recorded at end of a starting date), ending market value (recorded at the close of ending date) and the portfolio net change. This makes it easy to come up with a financial and a defined market report and trade completion. The Gain/Loss summary The investor can easily get to know how the investment has performed in duration of specified period in terms profit or loss. This guides the investment scheme in making decisions for future investments and shows if the investor minimized costs to maximize returns. Every purchase in this case is matched with the sell transaction and a display of either there is a loss/gain. This information leads to the Back-In-Time-Report. Performance Study This approach analyses the aggregate performance of an investor in the market to other major investors. The trade however reflects the intended purpose, indicating whether the investor is 3in line with the set objectives or not, showing how the investor has failed to meet the core obligation which is maximum returns. True diversification of assets to market exposure is reached out, which advocates for low costly assets and low investment costs.

Marketing Management Essay Example | Topics and Well Written Essays - 3000 words

Marketing Management - Essay Example When the consumer paid this price he was assured of top grade quality, hence he did not mind shelling out a low price compared to the retail price of a CD. He could also burn his own CDs and since he could do it several times the final cost was negligible when compared to the quality of the product he got. 3 Promotion. Image plays a very important role. Whether it is the image of the product which enhances value or status or the image of the buyer when he acquires a product or service, both factors are extremely important for the buyer in arriving at a purchase decision. iTune was certainly something one could possess with pride. The mere ownership carried a premium as the performance was superior to any other product in the market. 4 Place or Time of offer. It is of great value to the buyer if a product or service is offered to him at a place and time that suits him. This is a particularly relevant feature in on-line sales of products as accessibility from anywhere and at anytime is the greatest attraction of such trades. The method of access devised by iTunes was simple and easy to manage. There were no messy subscriptions and the download was quick and fast. The ease of access and use were fascinating for the user hence this became a useful factor in the popularity of the product. Although each of the above factors was well exploited by Apple yet iTune became popular mainly because of two of above factors. Firstly the product offered an opportunity to customers to acquire CD grade music from the net; a facility offered by the P2P service like Napster that was closed down by the law denying the pleasure of getting high class music files online. The second was the Place and Time of offer that offered the convenience of acquisition at one’s choice. Among its rivals the closest ones also took advantage of the above factors but they relied more heavily on price cutting like in the case of Music.com who

Effective management of change Essay Example | Topics and Well Written Essays - 3000 words

Effective management of change - Essay Example The company has had a substantial share of fortunes since its establishment as a partnership between Thomas Spencer and Michael Marks in 1884 (Kirk & Tyson 1997; Rees 1969; Tse 1985). It has come to have a workforce of well over 60000 globally; a feat that is only achievable when there has been good and consistent expansion programmes in place (Beaver 1999, pp. 325-334). The company grew steadily for a century after which turbulent times emerged that saw its market share drop drastically in the 1990s and subsequent reduction in profitability. The world had become a more competitive market place and Marks and Spencer had lagged in this realisation. The situation in the later quarter of the 1990s saw the company running out of vigour in regards to its turnover, profitability and market dominance. In the turn of the century the company announced the lowest profit in its history and the lowest basic earnings per share i.e. 145 million pounds pre tax profit and zero basic earnings per share (Bevan 2001). With the drastic fall in profits and the low market confidence culminating into huge shedding of its share price, the management had to have a plan to steer the once market giant back to its long lost glory (Bevan 2001). Many changes in the management had to be initiated and this was no doubt a daunting task for the management and the staff alike. As it is well known that it takes quite a short time and less effort to destroy or lead to decline but to rise again to the top takes a great deal more effort, resources and time. These are the factors that the Marks and Spencer management has to put in mind in formulating the turn around strategy and planning on its implementation. Marks and Spencer in the early 2000 made a big change in its brand aiming at having a new corporate image. The new changes were to be spearheaded by Luc Vandevelde as the new chairman aged 48 years. The starting point for Vandevelde was

Stem Cell Research Can Help the Sick :: Stem Cell Research

Stem cell research is a very complex argument. There are people that feel that stem cell research should not have even been introduced into our society. However, there are others that feel that stem cell research could change many lives. Those who feel it could change many lives are right in many people’s eyes. With the advancement of stem cell research, we would be able to help many people with such diseases as heart disease and Alzheimer’s. Stem cells could also help others with dibilating diseases and those who have suffered some very unfortunate accident. One particularly known person who supports the stem cell research was Christopher Reeves, who was paralyzed in an accident. Other people that believe that the research is unethical since the best way to get stem cells is from embryos, in which the embryo is killed in order to take the stem cells. The biggest obstacle for stem cell research would have to be, killing the human embryo in order to take the stem cells. Many of those that oppose the research believe that is murder, since many religions, such as the Catholic Church, believe that the embryo has a soul, therefore, it is considered murder and a sin. There are other ways of getting the cells, which do not require the killing of embryos. One way to get the stem cells would be from taking them from an adult source. However, those are sometimes not as abundant as those taken from embryos. There is a chance that the cells could be harvested from the Umbilical cords donated from newborns. There are other instances of the cells being taken from those of aborted babies. If the mothers do not want to keep the baby, why not have them donated to the stem cell research, in order to help someone else. Also, there are the embryos that are left in the fertility clinics. Those embryos are going to be destroyed anyway, why not donate t hose that are grown to the stem cell research. With the stem cell research, there could be many lives saved by the research alone. However, there is no estimate to the lives that stem cell research could save and there is no number of those that have been saved by stem cell research. In fact, there is no human research to date that states that stem cells are going to work.

India ‘s regional disparities Essay

India’s economy hit a major turning point in 1990 when the government started the Economy Liberalization. Its effect is the significantly high economic growth when the GDP greatly rose from $316.9 (1990) to $1001 (2010), but along with that, it also brought about the increasing poverty and the widening income gap. After 1990, poverty, religious conflict, corruption, income inequality and regional disparity are the main problems facing India’s economy while Bollywood and IT sector and software service became the highlight of India’s economy. Speaking of India, we can relate to one country, China because of their similarity in population, their growth in GDP and several historical links. Despite having many things in common, they focused on different development paths. While China’s main focus is manufacture and infrastructure, or in short : hardware, India excels in Service and technology : software. So, because of those features, a tight partnership with s trong potential is called Chindia. In this report, I will expand my thought on the regional disparity in terms of literacy, economic distribution and healthcare sector and regional income convergence of India. Up to 2011, India has seen an improvement in Literacy rate when it rose from 65.38% (2001) to 74.04% in 2011. The government has taken several measures to improve the literacy rate in rural areas, so by 2011, the gap between urban and rural areas has slightly declined, but the gap still remains relatively large with Kerala being the state with the highest literacy rate (94%), followed by Lakshadweep (92.3%) and Mizoram (91.06%) and lastly Bihar with the lowest literacy rate (64%). In spite of the government’s providing free education programs to poor people living in rural areas, the amount of  schools and education centers are still not very considerable compared to urban areas and the people in poor villages, town could not get access to free education because they are not aware of that (media isolation). Also, about 42% of the population of India live on less than $1.25 a day, especially in rural areas, there are a large amount of people below the poverty line. Thatâ€⠄¢s why education becomes unreachable for them. The considerably high economic growth of India seems like it only benefits the rich in the high-income states. While convergence between countries is a crucial issue in the analysis of a country’s economy, regional income convergence – convergence between regions of a given country is also very important. Regional convergence are defined by observing that whether initially poor regions have a tendency of developing faster than initially rich regions. In the case of India, Manipur which in 1961 had real per capita income of below-averaged level (1,438) and grew relatively fast (3,893) in 1991 was catching up to Delhi, the highest income state in 1961 (6,236) which had the close growth rate until 1991 (10,177). Therefore, there is regional convergence in India. According to an article by Paul Cashin, the regional convergence between initially poor states and initially rich states is the rate of 1.5 % per year. Nevertheless, this speed of regional convergence is slower when compared to Japan, USA †¦ – the industrial countries earlier. India is famous for its healthcare system which fulfills the needs of metropolitan cities only if they are able to afford it. Based on a report by the United Nations, 75% of the health infrastructure in India is used to serve in urban areas where account for only 27% of India’s population. Whereas, the rural areas which account for 72% of the population (around 716 million people) lack the basic medical treatment. Manpower including doctors and medical specialists is one of the fundamental components of the healthcare system and rural areas are now lacking an estimated number of 12300 doctors (64%), which is six times lower than in urban areas. Moreover, the number of beds in hospitals is 15 times lower than in urban areas. Also, urban areas (specifically high-income states) have access to more amount of  hospitals, dispensaries, expenditure on medical and public health as well as vaccines and instrumental medicine. In short, healthcare resources distributed by the government are available to more people in urban areas than those in rural areas. This disparity has led to a series of difficulties and problems for rural areas. Life expectancy of people in rural areas are much lower than in urban areas. Crude death rate (8% compared to 6%) and still birth rate (9% compared to 8%) are both higher in rural areas. Infant morality rate is the most notable because rural areas account for 61%, more than 24% when compared to urban areas. The number of malnourished and underweight children in rural areas is also higher than in urban areas. The healthcare disparities has created more and more clusters of regions with poor infrastructure and this made rural areas much more vulnerable to diseases and contagion, which then creates greater burdens in treatment cost for the government. The healthcare disparity has a strong relation to the literacy disparity and economic disparity stated above. Because health is a crucial factor in school attendance, the healthcare disparity has prevented people and children in rural areas from having a decent, healthy education’s time. Lacking health care means that not many people in rural areas can have the ability to learn efficiently and effectively. Also, because investments in health and education can lead to a higher future income, these disparities in literacy and healthcare sector can harm the rural areas’ economy further more. Therefore, without implementing a proper and immediate policy, the widening gap between rural and urban areas may get bigger in the future. REFERENCE http://www.worldbank.org/en/country/india/overview http://www.census2011.co.in/literacy.php https://www.imf.org/external/pubs/ft/fandd/1996/03/pdf/cashin.pdf http://media.economist.com/sites/default/files/media/2011InfoG/Interactive/Ind ia_20110620/India_Equiv.swf http://databank.worldbank.org/data/download/GDP.pdf

Innocence Is Lost As An Effect Of War And Causes Trauma After

The theme states that innocence is lost as an effect of war and causes trauma after, which is emphasized through the theme’s application towards the different characters. For instance, Rahela in the beginning of the book is brought in as a baby, but develops a sickness as well during the war. The war causes the family of Rahela to have less and less resources to take care of Rahela. The war directly affected Rahela in her life through her sickness, but she is taken to America to be taken care of. As a result of Rahela’s parents death later on, she is raised with her new family in America and is later joined by Ana. The trauma that should have came from the war affecting her life is not shown with Rahela later in her life because of the†¦show more content†¦Relating two characters through their similar take on a proposed traumatic event utilizes characterization and symbolism to develop the theme. In the second section of the book, the attacks that happened on 9 /11 were put in the perspective of Ana. The events of 9/11 were awful but Ana does not feel as though her life has changed because she was not there to experience it face to face. Her opinion of the impact of the events of 9/11 is clear when she says, â€Å"And I was fine, I assured myself when I hung up. After all, nothing had happened to me,† (Sec. 2, Ch. 2, Pg. 109). Here, she acknowledges that the event has happened but that this event happening in the country that she is in is not impacting her directly. Instead of the events of 9/11 causing new traumatic experiences for her, she begins to acknowledge the traumatic events that happened in her past. The realization that Ana made of needing to be there in person in order for any traumatic impact emphasizes a part of the theme that mentions trauma. Trauma, according from Ana’s realization, comes from direct contact between someone and the issue. 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James Baldwin s Sonny s Blues - 905 Words

On page 252 of the class’s anthology, there is a work by James Baldwin entitled Sonny’s Blues. What interests me about this work is the quote, â€Å"For, while the tale of how we suffer, and how we are delighted, and how we may triumph is never new, it always must be heard. There isn’t any other tale to tell, it’s the only light we’ve got in all this darkness.† In this connection, the question that I want to research is why would a man like James Baldwin represent a character like Sonny in Sonny’s Blues? James Baldwin is a man of his words through his experiences in Harlem, and this influences his writings and the person who he is. After reading Sonny’s Blues, I came to my claim, that James Baldwin would relate himself to Sonny in Sonny’s Blues because of the similarities in their experiences, growing up in Harlem. This is why I choose to do research on my topic to prove that my claim is correct. In most of James Baldwin’s stories, the themes struggling and recovery is often depicted. James Baldwin’s story, Sonny’s Blues was published in 1957. This was a strong story which we all can relate to because it focuses more on human suffering and their struggles. The character Sonny in Sonny’s Blues was a struggling artist who was trying to find himself in Harlem. He was the jazz pianist of James Baldwin’s literary work, whose image was captured at the end when he began to pour his heart out in music (McParland 2006). During that time, Harlem was a place where art and music were atShow MoreRelatedSonny s Blues By James Baldwin827 Words   |  4 PagesSonny’s Blues In James Baldwin’s â€Å"Sonny’s Blues† it is only when a brother loses his child that he realizes how easy it can be to lose his brother. The narrator’s little brother, Sonny, was left in his charge when their parents passed away. He neglects Sonny and leaves him to work through hard decisions on his own which leads to Sonny being picked up by the police for using and selling drugs. When the narrator’s daughter, Grace, passes he sees how suffering can affect people and reaches outRead MoreSonny s Blues By James Baldwin1252 Words   |  6 PagesThe story â€Å"Sonny’s Blues† by James Baldwin centers on the conflicting relationship between two brothers that is explored throughout various stages of their lives. Through the structured, melodic style used by Baldwin there are reoccurring themes of suffering, family, and home that are used to further convey the idea of two brothers who love each other, but don’t understand eac h other. Ultimately, the relationship between the two brothers is greatly strained due them being polar opposites, their lackRead MoreJames Baldwin s Sonny s Blues956 Words   |  4 PagesJames Baldwin brings you on an emotional ride through Harlem in the 1950’s with his short story, â€Å"Sonny’s Blues.† From the beginning, we are in media res when the unnamed narrator is informed of bad news concerning his younger, troubled brother, Sonny. Throughout the story we witness the ocean of emotions between these two brothers battling hardships from their past, through flashbacks, and present time. The setting plays an important role in â€Å"Sonny’s Blues† to an extent where it is practically aRead MoreJames Baldwin s Sonny s Blues2994 Words   |  12 PagesINTRODUCTION Sonny, from James Baldwin’s â€Å"Sonny’s Blues,† is portrayed as a sufferer. He struggles with his stagnation in Harlem, his unfulfilled dreams and the disconnect between himself and his only family, his brother. However, not all hope is lost. He serves as a teacher for others, full of knowledge of how one can truly suffer and still triumph (Norton 47). Only when he is finally able to connect with his brother through music, are his â€Å"blues† finally heard and he affirms his individualityRead MoreSonny s Blues By James Baldwin2300 Words   |  10 PagesIn the short story â€Å"Sonny’s Blues†, by James Baldwin there is the notion or a reoccurring theme of a conflict between light and dark between the characters. The notion is carried throughout the story of two brothers finding their own lights and trying to work towards a greater life. In the late 50’s, after the Harlem Renaissance, adolescents are faced with drug sales everywhere and crime sprees around every corner, this is one example of the darkness in the story. Kids began to form bad habits thatRead MoreAnalysis Of James Baldwin s Sonny s Blues Essay1154 Words   |  5 Pagesntroduction: James Baldwin, author of Sonny s Blues, once said, I grew up with music...much more than with any other language. In a way, the music I grew up with saved my life (Session 3 Inquiry: Rudolfo Anaya and James Baldwin, 2015).   Blues becomes Sonny s drug and his addiction to it his salvation.       Even though the adults refrain from lamenting their sufferings directly to the children and telling them about the darkness, the child-narrator still intimates its marks in their facesRead MoreAnalysis Of James Baldwin s Sonny s Blues Essay2104 Words   |  9 PagesSeveral dialectics are at play in James Baldwin’s short story â€Å"Sonny’s Blues† including a dialectic between the narrator and his beloved brother Sonny involving their opposing responses to the sense of oppression and limitation that arises from living in Harlem. This dialectic and its resolution closely parallel Baldwin’s masterful use of Blues, Jazz, and Gospel music. We follow the narrator and his brother Sonny as they traverse the complexities of their individual and interconnected Harlem livesRead MoreAnalysis Of James Baldwin s Sonny s Blues 995 Words   |  4 PagesJames Baldwin presents an emotional journey through Harlem in the 1950’s with his short story, â€Å"Sonny’s Blues.† From the beginning, the story is in medias res when the unnamed narrator is informed of bad news concerning his younger, troubled brother, Sonny. Throughout the story there is an ocean of emotions witnessed between these two brothers as they battle hardships from their past and present time. The setting plays an important role in â€Å"Sonny’s Blues† to an extent where it is practically a characterRead MoreSonny s Blues By James Baldwin1028 Words   |  5 Pagesand influence the subject’s ideas. Consciously and unconsciously, the individual reflects the confluence of his or her history and culture. In â€Å"Sonny’s Blues†, a short story by James Baldwin, the dominant culture constricts the black individual. Subject to the explicit and latent biases of a racist society, the black population of â€Å"Sonny’s Blues† attempt to endure oppression and suffering and survive in an unforgiving land. However, they can thrive here with the hope and salvation provided by theRead MoreSonny s Blues By James Baldwin Essay1745 Words   |  7 Pagesâ€Å"Sonny’s Blues† is a narration about two siblings – brothers - who choose very different routes in life in order to accomplish the zenith of individualism, expressionism and recognition. In doing so, they take a glimpse into one another’s spheres and learn to assent and appreciate each other for who they are. In 1951, Baldwin wrote Sonny’s Blues, a story of the ills that Harlem provided its youth. In Baldwin’s telling of the narration, it forms a nous of liberation, an atmosphere of therapeutic acc eptance